# 1020 = 10:20 AM

What time is 1020 Hours in Military Time? 10:20 AM in regular time on a 12-hour clock. The military format said "ten twenty" is used throughout the world (not just the military) and leverages a 24-hour time format which has been adopted by military, first responders, and hospital time setting. Below are ways to convert 1020 through a time chart, automated converter, and how to convert the 24 hour clock into a 12-hour AM/PM system by hand.

## Here’s how to quickly convert 1020 Military Time to 12-Hour Standard Time

Converting 1020 from Military Time to 12h regular time is quite simple. Follow the steps below:

1. Identify if 10 is greater than or less than 12
2. 10 is less than 12. Just add "AM" to our output: 10:20 AM

## 1020 Time Conversion Chart

24 Hour Clock 12 Hour Clock (AM/PM) Military Time
10:20 10:20 1020
10:25 10:25 1025
10:30 10:30 1030
10:35 10:35 1035
10:40 10:40 1040
10:45 10:45 1045
10:50 10:50 1050
10:55 10:55 1055
11:00 11:00 1100
11:05 11:05 1105
11:10 11:10 1110
11:15 11:15 1115
11:20 11:20 1120
11:25 11:25 1125
11:30 11:30 1130
11:35 11:35 1135

## How to say 1020 in military time: "ten twenty"

The way to read 1020 in military format always begins with four digits. Start with the hours in 1020 to say “ten”. Then we can add the minutes to ten and say “twenty” in the conclusion. This gives direct time of day orders of "ten twenty" in a clear, concise way without using AM or PM 12-hour format.

## 10:20 AM vs 1020 Military Time

1020 Hours works from a 24-hour clock with a few basics:

• Military Time has 4 digits continuously like: [1, 0] [2, 0]
• Time zones are written with letter abbreviations and spoken by a phonetic alphabet
• Military Time is spoken with “hours” at the end. “Thirteen thirty-five hours”

10:20 AM is on the 12-hour clock and works from a few basics:

• 10:20 AM is based on a 12-hour clock format
• 10:20 AM is used in most english-speaking countries
• Does distinguish the morning and afternoon with AM/PM